Are you familiar with the 50/20/30 rule? It's posited as the ideal way to budget, and it goes like this: 50 percent of your take-home pay is supposed to go toward necessary expenses and essentials (think rent, utilities, food, transportation, and any other fixed payments that you have to pay every month), 20 percent is supposed to go to savings, and 30 percent is for personal expenses (like going out, Netflix, gym memberships, and any sort of flexible lifestyle expenses that you don't necessarily need).
from Apartment Therapy | Saving the world, one room at a time http://www.apartmenttherapy.com/we-asked-8-real-new-yorkers-is-a-50-20-30-budget-realistic-243021
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